Sr. No |
Details |
(Amount in Rs.) |
1 |
New Pass Book – Saving |
Free |
2 |
Duplicate Pass Book – Saving (If 1st Pass Book is misplaced by account holder and he has requested for duplicate passbook) |
Rs.25/- + GST |
3 |
Statement Charges – Hard Copy |
Rs.3/- per page + GST |
4 |
Statement Charges – Soft Copy |
Free |
5 |
Duplicate Statement Charges – Hard Copy (If account holder asked for statement again after he has taken 1st statement) |
Rs.5/- per page + GST |
6 |
Stop Payment Charges (Per cheque stopped by account holder)
If the cheque book is misplaced by account holder and he asked to stop all balance cheques in cheque book then, only Rs.100/- + GST to collected. |
Rs.100/- + GST |
7 |
No Dues Certificate – For other bank loans |
Rs.50/- including GST |
8 |
CTS Inward Clearing Charges |
Free |
9 |
CTS Outward Clearing Charges |
Free |
10 |
E-mandate Charges |
Rs.100/- + GST per E-mandate |
11 |
ATM Card Charges |
Rs.100/- + GST Per Financial Year |
12 |
ATM Transaction Charges - Financial Transactions
(Above ATM charges will change with immediate effect if changed by NPCI from time to time in future.) |
|
13 |
SMS Charges |
Rs.25/- + GST Quarterly |
14 |
A/c Closing Charges (For Saving and Current A/c only) |
Rs.100/- + GST |
15 |
Minimum Balance Charges |
Nil |
16 |
RTGS / NEFT / IMPS Inward Charges |
Free |
17 |
RTGS / NEFT / IMPS Outward Charges |
Up-to Rs.2.00 lakh – Rs.10/- + GST
Above Rs.2.00 lakh and Up-to Rs.5.00 lakh – Rs.25/- + GST
Up-to Rs.5.00 lakh – Rs.50/- + GST |
18 |
Loan Processing Fee |
As per Loan Rules of various Loan Schemes of the bank as amended from time to time. |
19 |
Locker Charges/Rent (Locker Charges/Rent will be applicable on yearly basis from the date of allotment of locker) |
Small – Rs.600/- + GST Small Medium – Rs.1000/- + GST Medium – Rs.1500/- + GST Large – Rs.2000/- + GST |
20 |
Shares Transfer Fee |
Rs.25/- + GST |
21 |
Nominal Membership Fee |
Rs.40/- + GST |
22 |
Entrance Fee |
Rs.10/- Including GST |
23 |
Nomination Charges |
Free |
24 |
Nomination Change Charges |
Rs.25/- + GST |
25 |
IBC / OBC Cheque Collection Charges |
Free |
26 |
Loan Foreclosure Charges |
Salary/Personal Loan – 3.00% up-to 1 Year from previous loan 2.50% up-to 2 Year from previous loan 1.00% up-to 4 Year from previous loan Above 4 Years - Free All Other Loans – Free |
27 |
Duplicate FD Receipt Charges (Subject to compliance of legal provisions) |
Rs.25/- + GST |
28 |
Loan Default Notice |
1st Notice – Rs.50/- + GST 2nd Notice – Rs.100/- + GST 3rd Notice – Rs.200/- + GST Legal Notice – Rs.500/- + GST Other than above Advocate Charges as applicable will be charged separately. |
29 |
91/101 Notice Charges |
Rs.1000/- + GST Other than above Advocate Charges as applicable will be charged separately. |
30 |
SARFAESI Notice Charges |
13(2) Notice – Rs.1000/- + GST Other than above Advocate Charges as applicable will be charged separately.
13(4) Notice – Rs.2000/- + GST Other than above Advocate Charges as applicable will be charged separately. |
31 |
Dormant Inoperative Notice Charges |
Rs.20/- + GST |
32 |
Gold Loan Reminder / Notice |
Rs.20/- + GST |
33 |
CTS Inward Return |
Rs.200/- + GST for Saving and Current
Rs.250/- + GST for All types of Loan Accounts |
34 |
CTS Outward Return |
Rs.200/- + GST for Saving and Current Rs.250/- + GST for All types of Loan Accounts |
35 |
ACH / ECS Debit Return Charges |
Rs.100/- + GST |
36 |
QR Code Charges |
Rs.200/- + GST (One Time Charges) |
37 |
POS Machine Charges |
Rs.200/- + GST (Per Month) |
38 |
Recovery Charges |
Rs.50/- per visit to borrower |
39 |
Locker Rent Intimation Charges |
Rs.50/- + GST |
40 |
CTS Cheque Book Charges |
Saving – Rs.5/- per leaf + GST (1st Cheque book for Saving A/c will be provided Free) Current – Rs.2/- per leaf CC/HYP – Rs.3/- per leaf |